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San Jose

California FAIR Plan rates increase by nearly 30%

Homeowners in California face a 29.1% rise in FAIR Plan insurance rates.

Oct 15, 2026, 9:32 PM By the Genius Eye newsroom (City Reporter) · Fact-checkedHow we report
Photo: Terry Lucas / CC BY 3.0, via Wikimedia Commons

California homeowners will see an average increase of 29.1% in insurance rates under the state's FAIR Plan beginning Thursday, according to CBS News Bay Area.

This rise in rates comes as many homeowners are seeking alternative insurance options due to ongoing concerns about wildfire risks.

Sources
  1. CBS News Bay Area: California FAIR Plan rates jump nearly 30% as homeowners seek wildfire insurance alternatives
  2. CBS News Bay Area: California FAIR Plan rates spike; homeowners invest in wildfire protection to save on insurance
We read public reporting and official data, confirm what we can, and write our own story. See something wrong? Request a correction.

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